Terms of Use

1. Acceptance of Terms

These Terms of Use constitute a legally binding agreement between you and SmartForcePrime ("we," "us," or "our") regarding your access to and use of our financial platform services. By creating an account, accessing our website, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. We reserve the right to modify these terms at any time, and continued use of our services after such modifications constitutes acceptance of the updated terms.

2. User Eligibility and Account Requirements

Age and Capacity Requirements

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services. By registering for an account, you represent and warrant that you meet these eligibility requirements.

• You must provide accurate, current, and complete information during registration
• You are responsible for maintaining the confidentiality of your account credentials
• You must notify us immediately of any unauthorized use of your account
• Each person may maintain only one active account on our platform
• You must comply with all applicable local, state, and federal laws while using our services

Account Verification

We may require additional documentation to verify your identity and eligibility. Failure to provide requested verification materials may result in account suspension or termination.

3. Platform Services and Educational Content

SmartForcePrime provides financial forecasting tools, budgeting resources, and educational content designed to help users develop financial literacy and planning skills. Our services are educational in nature and are not intended as personalized financial advice.

Service Limitations

• Financial projections and forecasts are estimates based on algorithms and historical data
• Market analysis tools reflect general trends and should not be considered investment advice
• Educational content is for informational purposes and does not constitute professional financial counseling
• Platform availability may be subject to scheduled maintenance and technical limitations

We strive to maintain accurate and up-to-date information, but we cannot guarantee the completeness or accuracy of all data presented through our platform. Users should verify information independently before making financial decisions.

4. User Responsibilities and Prohibited Activities

As a user of our platform, you agree to use our services responsibly and in accordance with these terms. You are solely responsible for your financial decisions and any consequences resulting from your use of our tools and resources.

Prohibited Uses

• Attempting to gain unauthorized access to other user accounts or system areas
• Using automated tools or bots to access or interact with our platform
• Sharing account credentials with third parties or allowing others to use your account
• Uploading malicious code, viruses, or other harmful software
• Engaging in activities that could damage, disable, or impair our services
• Violating any applicable laws or regulations while using our platform

We reserve the right to investigate suspected violations and take appropriate action, including account suspension or termination, without prior notice.

5. Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy, which is incorporated into these Terms of Use by reference. By using our services, you consent to our data practices as described in our Privacy Policy.

Data Security Measures

We implement industry-standard security measures to protect your personal and financial information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security of your data.

6. Intellectual Property Rights

All content, features, and functionality on our platform, including but not limited to text, graphics, logos, software, and educational materials, are owned by SmartForcePrime and are protected by copyright, trademark, and other intellectual property laws.

• You may use our platform for personal, non-commercial purposes only
• You may not reproduce, distribute, or create derivative works from our content
• Any feedback or suggestions you provide may be used by us without compensation
• Third-party content and trademarks remain the property of their respective owners

7. Disclaimers and Limitations of Liability

To the fullest extent permitted by law, SmartForcePrime disclaims all warranties, express or implied, regarding our services. We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our platform.

Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. We are not liable for any losses resulting from service interruptions, maintenance, or technical difficulties.

8. Termination and Account Closure

Either party may terminate this agreement at any time. You may close your account by contacting our support team. We may suspend or terminate your access for violations of these terms or for any reason with appropriate notice.

• Account termination does not relieve you of obligations incurred prior to termination
• We may retain certain information as required by law or for legitimate business purposes
• Terminated users may not create new accounts without our express permission

9. Governing Law and Dispute Resolution

These terms are governed by the laws of Vietnam. Any disputes arising from these terms or your use of our services will be resolved through binding arbitration in accordance with applicable Vietnamese arbitration rules.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any provision does not constitute a waiver of that provision.